Oportun: Manager, Loan and Debt Accounting (R14205)
Headquarters: Remote - US
Who We Are
Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $22.7 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually.
The Opportunity
The Manager, Loan and Debt Accounting will oversee the day-to-day accounting activities related to Oportun’s loan portfolio and debt, ensuring accurate and timely financial reporting in accordance with applicable accounting standards and company policies. This role will lead key aspects of the monthly close process, including account reconciliations, financial analysis, and review of loan- and debt-related accounting activities.
You’ll also lead and develop accounting team members, strengthen processes and internal controls, and partner across Finance, Technology, and other teams to improve the scalability, accuracy, and efficiency of Oportun’s accounting operations.
At Oportun, we move fast and we hold each other to a high bar. If you care about doing your best work while actually moving the needle for real people, you'll fit right in.
What You'll Do
- Oversee accounting activities for Oportun’s loan portfolio and debt, ensuring transactions are recorded accurately, completely, and in accordance with applicable accounting standards and company policies.
- Lead the month-end close process for loan- and debt-related accounts, including journal entries, account reconciliations, supporting schedules, flux analysis, and other close activities.
- Supervise, coach, and develop accounting team members, providing clear priorities, feedback, review, and ongoing support.
- Strengthen accounting processes and internal controls by identifying opportunities to reduce manual work, improve data quality, streamline workflows, and improve close and reporting efficiency.
- Use AI-enabled tools and emerging technologies thoughtfully to enhance accounting analysis, documentation, workflows, and operational efficiency while maintaining appropriate review and controls.
- Partner with Finance, Technology, and other Oportun teams to implement process improvements, automation solutions, and scalable accounting practices supporting loan and debt activities.
Who You Are
You’re a detail-oriented accounting leader who combines strong technical judgment with a practical approach to execution. You know how to balance accuracy, controls, deadlines, and team development while continuously looking for better ways to operate.
You're comfortable navigating complexity and don't wait for perfect information to move forward. You communicate clearly, give direct feedback, and expect the same in return.
What You Bring
Required Skills & Experience
- Bachelor’s degree in Accounting, Finance, or a related field.
- 6+ years of progressive accounting experience.
- Strong knowledge of U.S. GAAP and demonstrated ability to research, interpret, and apply accounting guidance.
- Experience with loan, lending, debt, or other financial-services-related accounting activities.
- Demonstrated experience leading, coaching, and developing accounting professionals and reviewing the work of others.
- Experience with internal controls and accounting process improvements.
- Strong analytical and problem-solving skills with the ability to investigate complex accounting issues, identify root causes, and develop practical solutions.
- Ability to manage multiple priorities and meet strict deadlines in a dynamic environment.
- Strong written and verbal communication skills with the ability to partner effectively across Finance and other functions.
- Willingness to use AI-enabled tools and emerging technologies responsibly to improve accounting analysis, documentation, and processes while maintaining appropriate review and controls.
Nice to Have
- CPA or progress toward CPA certification.
- Experience in consumer lending, financial services, fintech, banking, or a related industry.
- Experience implementing accounting process improvements, workflow automation, or financial-system enhancements.
- Familiarity with AI-enabled accounting, finance, analytics, or productivity tools in a controlled environment.
Our AI Mindset
We build with AI. We lead with judgment.
AI isn't a feature here; it's how we work. We're looking for people who are open to experimenting, willing to learn, and able to apply new tools in ways that actually move the needle. In this role, you'll be encouraged to explore AI tools, find practical use cases for your function, and bring ideas for working smarter. We believe the best outcomes come when human judgment and AI capability work together.
Why Oportun
Oportun offers a competitive compensation and benefits package designed to support your physical, financial, and professional well-being.
US Benefits include:
- 401(k) including company match
- Medical, Dental & Vision Insurance
- Flexible Spending Account
- Company paid Life & Disability Insurance
- Voluntary benefit programs such as Life/AD&D, Critical Illness, Accident and Hospital Indemnity
- Paid time off such as Flexible PTO and Parental Leave
Salary Information:
- The US salary range for this full-time position is $91,500 - $146,400.
- Salary ranges are determined by role, level, and location. The range displayed reflects a national minimum and maximum for new hires. Individual pay is determined by work location, skills, experience, and relevant education.
To learn more about Oportun and our benefits, visit oportun.com/careers.
Equal Opportunity Employer
We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate.
California applicants can find a copy of Oportun's CCPA Notice here.
We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment.
To apply: Click here to apply via We Work Remotely